{"id":1311,"date":"2025-01-01T05:24:01","date_gmt":"2025-01-01T05:24:01","guid":{"rendered":"https:\/\/wearekai.net\/?p=1311"},"modified":"2025-01-01T05:24:01","modified_gmt":"2025-01-01T05:24:01","slug":"%ea%b8%80%eb%a1%9c%eb%b2%8c-%ea%b2%bd%ec%a0%9c-%ed%8a%b8%eb%a0%8c%eb%93%9c%ea%b0%80-%ed%88%ac%ec%9e%90%ec%97%90-%ec%a3%bc%eb%8a%94-%ec%98%81%ed%96%a5-%eb%b6%84%ec%84%9d","status":"publish","type":"post","link":"https:\/\/wearekai.net\/%ea%b8%80%eb%a1%9c%eb%b2%8c-%ea%b2%bd%ec%a0%9c-%ed%8a%b8%eb%a0%8c%eb%93%9c%ea%b0%80-%ed%88%ac%ec%9e%90%ec%97%90-%ec%a3%bc%eb%8a%94-%ec%98%81%ed%96%a5-%eb%b6%84%ec%84%9d\/","title":{"rendered":"\uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uac00 \ud22c\uc790\uc5d0 \uc8fc\ub294 \uc601\ud5a5 \ubd84\uc11d"},"content":{"rendered":"
\n

\uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uac00 \ud22c\uc790\uc5d0 \uc8fc\ub294 \uc601\ud5a5 \ubd84\uc11d, \uc5bc\ub9c8\ub098 \uc911\uc694\ud560\uae4c\uc694? \uc6b0\ub9ac\uac00 \ub9e4\uc77c \uc811\ud558\ub294 \ub274\uc2a4 \uc18d \uacbd\uc81c \uc9c0\ud45c\ub4e4\uc740 \ub2e8\uc21c\ud788 \uc22b\uc790 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uc9c0\ub2d9\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9c0\ud45c\ub4e4\uc740 \ubbf8\ub798 \ud22c\uc790 \uc804\ub7b5\uc744 \uc9dc\ub294 \ub370 \uacb0\uc815\uc801\uc778 \uc601\ud5a5<\/b>\uc744 \ubbf8\uce58\ub294 \uc911\uc694\ud55c \ub2e8\uc11c\ub4e4\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

\ubcf8 \ube14\ub85c\uadf8\uc5d0\uc11c\ub294 \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc<\/b>\ub97c \uba74\ubc00\ud788 \ubd84\uc11d\ud558\uc5ec \ud22c\uc790 \uc804\ub7b5\uc5d0 \uc5b4\ub5bb\uac8c \uc801\uc6a9\ud574\uc57c \ud558\ub294\uc9c0 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ucd94\uc138\ub97c \ub098\uc5f4\ud558\ub294 \uac83\uc774 \uc544\ub2cc, \uc2e4\uc81c \ud22c\uc790 \uacb0\uc815\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc8fc\ub294\uc9c0, \uc5b4\ub5a4 \ub9ac\uc2a4\ud06c<\/b>\ub97c \uace0\ub824\ud574\uc57c \ud558\ub294\uc9c0, \uadf8\ub9ac\uace0 \uc5b4\ub5a4 \uae30\ud68c<\/b>\ub97c \ud3ec\ucc29\ud560 \uc218 \uc788\ub294\uc9c0 \uad6c\uccb4\uc801\uc778 \uc0ac\ub840\uc640 \ud568\uaed8 \uc124\uba85\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n

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\uc608\ub97c \ub4e4\uc5b4, \ucd5c\uadfc \uae09\uaca9\ud788 \ubcc0\ud654\ud558\ub294 \uae08\ub9ac \ud658\uacbd<\/b>\uc740 \ucc44\uad8c \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c\ub294 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uae08\ub9ac \uc778\uc0c1 \uc2dc\uae30\uc5d0 \uc5b4\ub5a4 \ucc44\uad8c\uc5d0 \ud22c\uc790\ud574\uc57c \uc548\uc804\ud558\uace0, \ub610 \uc5b4\ub5a4 \ucc44\uad8c\uc740 \uc704\ud5d8\ud560 \uc218 \uc788\ub294\uc9c0, \uadf8 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uc9c0 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcfc \uac83\uc785\ub2c8\ub2e4. \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc778\ud50c\ub808\uc774\uc158<\/b>\uc774 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5, \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c<\/b>\uac00 \ud2b9\uc815 \uc0b0\uc5c5\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \ub4f1\uc744 \ubd84\uc11d\ud558\uace0, \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \ud6a8\uacfc\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \ubc29\ubc95\uc744 \uc81c\uc2dc\ud558\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n

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\ub610\ud55c, \uae30\uc220 \ubc1c\uc804<\/b>\uacfc \uc9c0\uc18d \uac00\ub2a5\ud55c \uacbd\uc81c<\/b>\ub77c\ub294 \uac70\ub300\ud55c \ud750\ub984\uc774 \ud22c\uc790 \uc138\uacc4\uc5d0 \uc5b4\ub5bb\uac8c \ubc18\uc601\ub418\ub294\uc9c0, \uadf8\ub9ac\uace0 \uc774\ub7ec\ud55c \ud2b8\ub80c\ub4dc\uc5d0 \uc5b4\ub5bb\uac8c \ub300\uc751\ud574\uc57c \uc218\uc775\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud574\uc11c\ub3c4 \ub17c\uc758\ud560 \uac83\uc785\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \uc218\uc775\ub960\ub9cc\uc744 \uace0\ub824\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, ESG \ud22c\uc790<\/b>\uc640 \uac19\uc740 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c\uc758 \ud22c\uc790 \uc804\ub7b5\ub3c4 \uc18c\uac1c\ud558\uba70, \ub354 \ub098\uc544\uac00 \uac1c\uc778 \ud22c\uc790\uc790<\/b>\ub4e4\uc774 \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\ub97c \uc5b4\ub5bb\uac8c \uc774\ud574\ud558\uace0 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud55c \uc2e4\uc9c8\uc801\uc778 \uc870\uc5b8\uc744 \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

<\/p>\n

\ubcf5\uc7a1\ud55c \uacbd\uc81c \uc9c0\ud45c\uc640 \uc6a9\uc5b4\ub4e4\uc5d0 \uc555\ub3c4\ub418\uc9c0 \ub9c8\uc138\uc694. \ubcf8 \ube14\ub85c\uadf8\ub97c \ud1b5\ud574 \uc27d\uace0 \uba85\ud655\ud558\uac8c \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc<\/b>\ub97c \ubd84\uc11d\ud558\uace0, \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \uc5ec\ub7ec\ubd84\uc758 \ud22c\uc790 \uc131\uacf5 \ud655\ub960\uc744 \ub192\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc815\ubcf4\ub97c \uc5bb\uc5b4\uac00\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4. \ub2e4\uc74c \uae00\uc5d0\uc11c\ub294 \uc778\ud50c\ub808\uc774\uc158\uacfc \ud22c\uc790<\/b>\uc5d0 \ub300\ud55c \uc2ec\uce35 \ubd84\uc11d\uc744 \uc2dc\uc791\ud558\uaca0\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uae30\ub300 \ubd80\ud0c1\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<\/div>\n

\uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uac00 \ud22c\uc790\uc5d0 \uc8fc\ub294 \uc601\ud5a5 \ubd84\uc11d<\/p>\n

\n

\uae00\ub85c\ubc8c \uacbd\uc81c \ud750\ub984, \ud22c\uc790 \uc804\ub7b5 \ubc14\uafbc\ub2e4<\/h2>\n

\uae09\ubcc0\ud558\ub294 \uae00\ub85c\ubc8c \uacbd\uc81c \ud658\uacbd\uc740 \ud22c\uc790 \uc804\ub7b5 \uc218\ub9bd\uc5d0 \uc788\uc5b4 \ub9e4\uc6b0 \uc911\uc694\ud55c \ubcc0\uc218\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4. \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c<\/b>, \uc778\ud50c\ub808\uc774\uc158, \uae08\ub9ac \ubcc0\ub3d9, \uae30\uc220 \ubc1c\uc804 \ub4f1 \ub2e4\uc591\ud55c \uc694\uc778\ub4e4\uc774 \uc2dc\uc7a5\uc758 \ubc29\ud5a5\uc131\uc744 \uacb0\uc815\ud558\uace0, \ud22c\uc790\uc790\ub4e4\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc804\ub7b5\uc744 \uc7ac\uac80\ud1a0\ud558\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \uacfc\uac70\uc758 \uc131\uacf5 \uc804\ub7b5\uc5d0\ub9cc \uc758\uc874\ud558\ub294 \uac83\uc740 \uc774\uc81c \uc704\ud5d8\ud55c \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud2b9\ud788 \ucd5c\uadfc\uc758 \uace0\uae08\ub9ac \uc2dc\ub300\ub294 \ud22c\uc790 \ud658\uacbd\uc5d0 \uc0c1\ub2f9\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub192\uc740 \uae08\ub9ac\ub294 \uae30\uc5c5\ub4e4\uc758 \ud22c\uc790 \ud65c\ub3d9\uc744 \uc704\ucd95\uc2dc\ud0a4\uace0, \uc790\ubcf8 \uc2dc\uc7a5\uc758 \uc720\ub3d9\uc131\uc744 \uac10\uc18c\uc2dc\ucf1c \uc8fc\uc2dd \ubc0f \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \ud0a4\uc6c1\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\uc5d0 \ubc1c\ub9de\ucdb0 \uc548\uc804\uc790\uc0b0 \uc120\ud638\ub3c4\ub97c \ub192\uc774\uac70\ub098, \uace0\ubc30\ub2f9 \uc8fc\uc2dd<\/b> \ub4f1 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud558\ub294 \uc804\ub7b5\uc73c\ub85c \uc120\ud68c\ud558\ub294 \uacbd\ud5a5\uc744 \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n

\uc778\ud50c\ub808\uc774\uc158 \ub610\ud55c \ud22c\uc790 \uc804\ub7b5\uc5d0 \uc911\uc694\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc694\uc18c\uc785\ub2c8\ub2e4. \ub192\uc740 \ubb3c\uac00 \uc0c1\uc2b9\uc740 \uc2e4\uc9c8 \uc218\uc775\ub960\uc744 \ub0ae\ucd94\uace0, \ud22c\uc790 \uc790\uc0b0\uc758 \uac00\uce58\ub97c \ud6fc\uc190\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc804\ub7b5\uc744 \uace0\ub824\ud574\uc57c \ud558\uba70, \uc6d0\uc790\uc7ac, \uae08 \ub4f1 \uc778\ud50c\ub808\uc774\uc158 \ubc29\uc5b4 \uc790\uc0b0\uc5d0 \ub300\ud55c \ud22c\uc790\ub97c \ub298\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc778\ud50c\ub808\uc774\uc158\uc5d0 \ub300\ud55c \ub300\ube44\ub294 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/span><\/p>\n

\uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c\ub294 \uc608\uce21 \ubd88\uac00\ub2a5\ud55c \ubcc0\uc218\ub85c \uc2dc\uc7a5\uc5d0 \ud070 \ucda9\uaca9\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub7ec\uc2dc\uc544-\uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1\uacfc \uac19\uc740 \uad6d\uc81c\uc801 \ubd84\uc7c1\uc740 \uc5d0\ub108\uc9c0 \uac00\uaca9 \uc0c1\uc2b9, \uacf5\uae09\ub9dd \ubd95\uad34 \ub4f1\uc744 \uc57c\uae30\ud558\uace0 \ud22c\uc790 \uc2ec\ub9ac\ub97c \uc704\ucd95\uc2dc\ud0b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \ub9ac\uc2a4\ud06c\ub97c \uac10\uc548\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub2e4\ubcc0\ud654\ud558\uace0, \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \ub354\uc6b1 \uc2e0\uc911\uc744 \uae30\uc6b8\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uae30\uc220 \ubc1c\uc804 \ub610\ud55c \ud22c\uc790 \ud658\uacbd\uc5d0 \ud070 \ubcc0\ud654\ub97c \uac00\uc838\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5, \ube45\ub370\uc774\ud130, \uce5c\ud658\uacbd \uc5d0\ub108\uc9c0 \ub4f1 \uc0c8\ub85c\uc6b4 \uae30\uc220 \ubd84\uc57c\ub294 \ub192\uc740 \uc131\uc7a5 \uc7a0\uc7ac\ub825<\/b>\uc744 \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \ud22c\uc790 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \uae30\uc220 \ud2b8\ub80c\ub4dc\ub97c \uc8fc\uc2dc\ud558\uace0, \uc131\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \ubd84\uc57c\uc5d0 \ub300\ud55c \ud22c\uc790\ub97c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uae00\ub85c\ubc8c \uacbd\uc81c\uc758 \ubd88\ud655\uc2e4\uc131\uc774 \ucee4\uc9c0\uba74\uc11c, \ud22c\uc790 \uc804\ub7b5\uc758 \uc911\uc694\uc131\uc740 \ub354\uc6b1 \ubd80\uac01\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775 \ucd94\uad6c\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uc548\ubaa9\uc744 \uac00\uc9c0\uace0, \uc704\ud5d8 \uad00\ub9ac\uc5d0 \uc911\uc810\uc744 \ub454 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ub97c \ud558\uace0, \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80<\/b>\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \uc720\uc5f0\ud558\uac8c \ub300\uc751\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\uacb0\ub860\uc801\uc73c\ub85c, \uc131\uacf5\uc801\uc778 \ud22c\uc790\ub97c \uc704\ud574\uc11c\ub294 \uae00\ub85c\ubc8c \uacbd\uc81c \ud750\ub984\uc5d0 \ub300\ud55c \uae4a\uc774 \uc788\ub294 \uc774\ud574\uc640 \uc815\ud655\ud55c \uc608\uce21\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uc815\ubcf4\ub97c \ubd84\uc11d\ud558\uace0, \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ub300\ud55c \uc720\uc5f0\ud55c \ub300\uc751<\/b> \ub2a5\ub825\uc744 \uac16\ucd94\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <\/p>\n

    \n
  • \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c \ubc0f \uad6d\uc81c \uc815\uc138 \ud30c\uc545<\/li>\n
  • \uc778\ud50c\ub808\uc774\uc158 \ubc0f \uae08\ub9ac \ubcc0\ub3d9\uc5d0 \ub300\ud55c \uc608\uce21<\/li>\n
  • \uae30\uc220 \ubc1c\uc804 \ub3d9\ud5a5\uc5d0 \ub300\ud55c \ubd84\uc11d<\/li>\n
  • \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654 \ubc0f \uc704\ud5d8 \uad00\ub9ac<\/li>\n<\/ul>\n

    \ubbf8\ub798\uc758 \ud22c\uc790 \ud658\uacbd\uc740 \ub354\uc6b1 \ubcf5\uc7a1\ud558\uace0 \uc608\uce21 \ubd88\uac00\ub2a5\ud574\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c, \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5\uacfc \uc815\ubcf4 \uc2b5\ub4dd\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \uc801\uc751\ud558\uace0, \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5<\/b>\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n

    \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uac00 \ud22c\uc790\uc5d0 \uc8fc\ub294 \uc601\ud5a5 \ubd84\uc11d<\/p>\n

    \n

    \ud22c\uc790 \uacb0\uc815\uc5d0 \uc601\ud5a5 \uc8fc\ub294 \uc138\uacc4 \uacbd\uc81c \ubcc0\ud654<\/h2>\n

    \uae00\ub85c\ubc8c \uacbd\uc81c\ub294 \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\uba70, \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \ud22c\uc790 \uacb0\uc815\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uc778\ud50c\ub808\uc774\uc158, \uae08\ub9ac \ubcc0\ub3d9, \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c, \uae30\uc220 \ubc1c\uc804 \ub4f1 \ub2e4\uc591\ud55c \uc694\uc18c\ub4e4\uc774 \ubcf5\ud569\uc801\uc73c\ub85c \uc791\uc6a9\ud558\uc5ec \ud22c\uc790 \ud658\uacbd\uc744 \ubd88\uc548\uc815\ud558\uac8c \ub9cc\ub4e4\uae30\ub3c4 \ud558\uc9c0\ub9cc \ub3d9\uc2dc\uc5d0 \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud22c\uc790\uc790\ub294 \uc138\uacc4 \uacbd\uc81c\uc758 \ud750\ub984\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\uace0 \ubd84\uc11d\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\ub294 \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n\n\n\n\n
    \n \ubcf8 \ud45c\ub294 \uc8fc\uc694 \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uc640 \ud22c\uc790 \uc804\ub7b5 \uac04\uc758 \uc0c1\uad00\uad00\uacc4\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uac01 \ud2b8\ub80c\ub4dc\ub294 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \ubc0f \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uba70, \ud22c\uc790\uc790\ub294 \uc774\ub7ec\ud55c \ubcc0\ud654\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \ubc14\ud0d5\uc73c\ub85c \uc704\ud5d8 \uad00\ub9ac\uc640 \uc218\uc775 \ucc3d\ucd9c \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. \ud2b8\ub80c\ub4dc\uc758 \uc601\ud5a5\uc740 \uc2dc\uc7a5 \uc0c1\ud669\uacfc \ud22c\uc790 \uae30\uac04\uc5d0 \ub530\ub77c \ub2e4\ub97c \uc218 \uc788\uc74c\uc744 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.
    \n <\/caption>\n
    \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc<\/th>\n\ud22c\uc790 \uc804\ub7b5 \ubcc0\ud654<\/th>\n\uc608\uc0c1\ub418\ub294 \uc2dc\uc7a5 \uc601\ud5a5<\/th>\n\ub9ac\uc2a4\ud06c \uad00\ub9ac<\/th>\n\ud22c\uc790 \ub300\uc0c1 \uc608\uc2dc<\/th>\n<\/tr>\n<\/thead>\n
    \uace0\ubb3c\uac00 \uc9c0\uc18d \ubc0f \uc778\ud50c\ub808\uc774\uc158 \uc0c1\uc2b9<\/td>\n\uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc790\uc0b0(\uae08, \ubd80\ub3d9\uc0b0 \ub4f1) \ube44\uc911 \ud655\ub300, \ucc44\uad8c \ud22c\uc790 \uac10\uc18c<\/td>\n\uae08\ub9ac \uc778\uc0c1, \uc790\uc0b0 \uac00\uaca9 \ud558\ub77d \uac00\ub2a5\uc131 \uc99d\uac00<\/td>\n\ubd84\uc0b0 \ud22c\uc790, \uc548\uc804\uc790\uc0b0 \ube44\uc911 \ud655\ub300<\/td>\n\uae08, \ubd80\ub3d9\uc0b0, \uc778\ud50c\ub808\uc774\uc158 \uc5f0\ub3d9 \ucc44\uad8c<\/td>\n<\/tr>\n
    \uae08\ub9ac \uc778\uc0c1 \ubc0f \ud1b5\ud654 \uae34\ucd95<\/td>\n\uace0\ubc30\ub2f9\uc8fc \ubc0f \uc800\ud3c9\uac00 \uc8fc\uc2dd \uc120\ud638, \uc131\uc7a5\uc8fc \ud22c\uc790 \ucd95\uc18c<\/td>\n\uacbd\uae30 \ub454\ud654 \uac00\ub2a5\uc131, \uc8fc\uc2dd \uc2dc\uc7a5 \ubcc0\ub3d9\uc131 \ud655\ub300<\/td>\n\uc704\ud5d8 \ud68c\ud53c \uc804\ub7b5, \uc548\uc804\uc790\uc0b0 \ud22c\uc790<\/td>\n\uc6b0\ub7c9 \ubc30\ub2f9\uc8fc, \uad6d\ucc44<\/td>\n<\/tr>\n
    \ubbf8\uc911 \ubb34\uc5ed \ubd84\uc7c1 \uc2ec\ud654 \ubc0f \uc9c0\uc815\ud559\uc801 \ubd88\ud655\uc2e4\uc131 \uc99d\ub300<\/td>\n\uc548\uc804\uc790\uc0b0 \uc120\ud638, \uc2e0\ud765\uc2dc\uc7a5 \ud22c\uc790 \uac10\uc18c, \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654<\/td>\n\uc2dc\uc7a5 \ubcc0\ub3d9\uc131 \ud655\ub300, \ud22c\uc790 \uc2ec\ub9ac \uc704\ucd95<\/td>\n\uad6d\uac00\ubcc4 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uac15\ud654, \ubd84\uc0b0 \ud22c\uc790<\/td>\n\ub2ec\ub7ec, \uc5d4\ud654, \uad6d\ucc44<\/td>\n<\/tr>\n
    \uae30\uc220 \ubc1c\uc804 \uac00\uc18d\ud654(AI, \ube45\ub370\uc774\ud130 \ub4f1)<\/td>\n\uae30\uc220\uc8fc \ud22c\uc790 \ud655\ub300, \uad00\ub828 \uc0b0\uc5c5 \ud22c\uc790 \uc99d\uac00<\/td>\n\uc0c8\ub85c\uc6b4 \uc131\uc7a5 \ub3d9\ub825 \ucc3d\ucd9c, \uc0b0\uc5c5 \uad6c\uc870 \ubcc0\ud654<\/td>\n\uae30\uc220\uc8fc \ud22c\uc790\uc758 \uc704\ud5d8 \uad00\ub9ac, \uc7a5\uae30 \ud22c\uc790 \uc804\ub7b5<\/td>\nAI \uad00\ub828 \uc8fc\uc2dd, \ube45\ub370\uc774\ud130 \uad00\ub828 \uc8fc\uc2dd<\/td>\n<\/tr>\n
    \uc6d0\uc790\uc7ac \uac00\uaca9 \ubcc0\ub3d9\uc131 \ud655\ub300 (\uc5d0\ub108\uc9c0, \uc6d0\uc790\uc7ac \ub4f1)<\/td>\n\uc6d0\uc790\uc7ac \uad00\ub828 \uc8fc\uc2dd \ubc0f ETF \ud22c\uc790, \ud5e4\uc9c0 \uc804\ub7b5 \uac15\ud654<\/td>\n\uc6d0\uc790\uc7ac \uac00\uaca9 \ubcc0\ub3d9\uc5d0 \ub530\ub978 \uc2dc\uc7a5 \uc601\ud5a5, \uacf5\uae09\ub9dd \ubd88\uc548\uc815<\/td>\n\uc6d0\uc790\uc7ac \uac00\uaca9 \ubcc0\ub3d9\uc131 \uad00\ub9ac, \uc120\ubb3c\uac70\ub798 \ud65c\uc6a9<\/td>\n\uc5d0\ub108\uc9c0 \uad00\ub828 \uc8fc\uc2dd, \uc6d0\uc790\uc7ac ETF<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uac00 \ud22c\uc790\uc5d0 \uc8fc\ub294 \uc601\ud5a5 \ubd84\uc11d<\/p>\n

    \n

    \uae00\ub85c\ubc8c \ud2b8\ub80c\ub4dc, \ub098\uc758 \ud22c\uc790\ub294 \uc548\uc804\ud55c\uac00?<\/h2>\n

    \n

    “\uc704\ud5d8\uc744 \uac10\uc218\ud558\uc9c0 \uc54a\uace0\uc11c\ub294 \uc544\ubb34\uac83\ub3c4 \uc5bb\uc744 \uc218 \uc5c6\ub2e4.” – \ubca4\uc790\ubbfc \ud504\ub7ad\ud074\ub9b0<\/p><\/blockquote>\n\n

    \uc778\ud50c\ub808\uc774\uc158\uacfc \uae08\ub9ac \uc778\uc0c1\uc758 \uc601\ud5a5<\/b>
    \n \ucd5c\uadfc \uba87 \ub144\uac04 \uc9c0\uc18d\ub41c \uc778\ud50c\ub808\uc774\uc158\uc740 \uc804 \uc138\uacc4 \uacbd\uc81c\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uc559\uc740\ud589\ub4e4\uc740 \uc778\ud50c\ub808\uc774\uc158\uc744 \uc5b5\uc81c\ud558\uae30 \uc704\ud574 \uae08\ub9ac \uc778\uc0c1\uc744 \ub2e8\ud589\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ud22c\uc790 \ud658\uacbd\uc5d0 \ubd88\ud655\uc2e4\uc131<\/b>\uc744 \ub354\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae08\ub9ac \uc778\uc0c1\uc740 \ucc44\uad8c \uc218\uc775\ub960 \uc0c1\uc2b9\uc73c\ub85c \uc774\uc5b4\uc838 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc73c\uba70, \ud22c\uc790\uc790\ub4e4\uc740 \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc5d0 \ub354\uc6b1 \uc2e0\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. \ub192\uc740 \uae08\ub9ac\ub294 \uae30\uc5c5\ub4e4\uc758 \uc790\uae08 \uc870\ub2ec \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ucf1c \uacbd\uc81c \uc131\uc7a5\uc744 \ub454\ud654\uc2dc\ud0ac \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uad6d, \uc778\ud50c\ub808\uc774\uc158\uacfc \uae08\ub9ac\uc758 \uc0c1\uc2b9\uc740 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc815\uc131\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc911\uc694\ud55c \ubcc0\uc218\uc785\ub2c8\ub2e4.<\/p>\n

      \n
    • \uc778\ud50c\ub808\uc774\uc158<\/li>\n
    • \uae08\ub9ac \uc778\uc0c1<\/li>\n
    • \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/li>\n<\/ul>\n<\/h3>\n\n

      \n

      “\ubbf8\ub798\ub97c \uc608\uce21\ud558\ub294 \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc740 \ubbf8\ub798\ub97c \ucc3d\uc870\ud558\ub294 \uac83\uc774\ub2e4.” – \ud53c\ud130 \ub4dc\ub7ec\ucee4<\/p><\/blockquote>\n\n

      \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c\uc640 \ud22c\uc790 \uc804\ub7b5<\/b>
      \n \ub7ec\uc2dc\uc544-\uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1, \ubbf8\uc911 \uac08\ub4f1 \ub4f1 \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c<\/b>\ub294 \uae00\ub85c\ubc8c \uacbd\uc81c\uc5d0 \ubd88\ud655\uc2e4\uc131\uc744 \uc99d\ud3ed\uc2dc\ud0a4\ub294 \uc694\uc778\uc785\ub2c8\ub2e4. \uc608\uce21 \ubd88\uac00\ub2a5\ud55c \uad6d\uc81c \uc815\uc138\ub294 \uc6d0\uc790\uc7ac \uac00\uaca9 \ubcc0\ub3d9, \uacf5\uae09\ub9dd \ud63c\ub780 \ub4f1\uc744 \uc57c\uae30\ud558\uba70, \ud22c\uc790 \uc790\uc0b0\uc758 \uac00\uce58\uc5d0 \ubd80\uc815\uc801 \uc601\ud5a5<\/b>\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c\ub97c \uace0\ub824\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub2e4\ubcc0\ud654\ud558\uace0, \uc704\ud5d8 \uad00\ub9ac\uc5d0 \ub300\ud55c \uacc4\ud68d\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\uace0, \ub9ac\uc2a4\ud06c\ub97c \ubd84\uc0b0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ubcc0\ub3d9\uc131\uc774 \ud070 \uc2dc\uc7a5 \ud658\uacbd\uc5d0\uc11c\ub294 \uc2e0\uc911\ud55c \ud22c\uc790 \ud310\ub2e8\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

        \n
      • \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c<\/li>\n
      • \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654<\/li>\n
      • \uc704\ud5d8 \uad00\ub9ac<\/li>\n<\/ul>\n<\/h3>\n\n

        \n

        “\ud22c\uc790\ub294 \uc778\ub0b4\uc758 \uac8c\uc784\uc774\ub2e4.” – \uc6cc\ub80c \ubc84\ud54f<\/p><\/blockquote>\n\n

        \uae30\uc220 \ubc1c\uc804\uacfc \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uae30\ud68c<\/b>
        \n \uc778\uacf5\uc9c0\ub2a5, \ube45\ub370\uc774\ud130, ESG \ud22c\uc790<\/b> \ub4f1 \uae30\uc220 \ubc1c\uc804\uc740 \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc220\uc758 \ubc1c\uc804\uc740 \uc0b0\uc5c5 \uad6c\uc870\ub97c \ubcc0\ud654\uc2dc\ud0a4\uace0, \uc0c8\ub85c\uc6b4 \uc131\uc7a5 \ub3d9\ub825\uc744 \ub9cc\ub4e4\uc5b4\ub0b4\ub294 \ub3d9\uc2dc\uc5d0 \ud22c\uc790 \uc804\ub7b5\uc5d0\ub3c4 \ubcc0\ud654\ub97c \uac00\uc838\uc635\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uae30\uc220 \ubc1c\uc804\uc758 \ucd94\uc138\uc640 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \uc8fc\uc758 \uae4a\uac8c \uc0b4\ud3b4\ubcf4\uace0, \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc5d0\uc11c \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc0c8\ub85c\uc6b4 \uae30\uc220\uacfc \uad00\ub828\ub41c \ud22c\uc790\ub294 \ub192\uc740 \ub9ac\uc2a4\ud06c\ub97c \uc218\ubc18\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, \ucda9\ubd84\ud55c \uc870\uc0ac\uc640 \ubd84\uc11d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc2e0\uc911\ud55c \uc811\uadfc\uacfc \uc704\ud5d8 \uad00\ub9ac\uac00 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

          \n
        • \uae30\uc220 \ubc1c\uc804<\/li>\n
        • ESG \ud22c\uc790<\/li>\n
        • \uc7a5\uae30 \ud22c\uc790<\/li>\n<\/ul>\n<\/h3>\n\n

          \n

          “\uc131\uacf5\uc801\uc778 \ud22c\uc790\ub294 \ub450\ub824\uc6c0\uacfc \ud0d0\uc695 \uc0ac\uc774\uc758 \ucda4\uc774\ub2e4.” – \uc6cc\ub80c \ubc84\ud54f<\/p><\/blockquote>\n\n

          \uacf5\uae09\ub9dd \ubcc0\ud654\uc640 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc804\ub7b5<\/b>
          \n \ucd5c\uadfc \uae00\ub85c\ubc8c \uacf5\uae09\ub9dd\uc758 \ubd88\uc548\uc815\uc131<\/b>\uc740 \uc138\uacc4 \uacbd\uc81c\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c, \ud32c\ub370\ubbf9, \uc790\uc5f0\uc7ac\ud574 \ub4f1\uc740 \uacf5\uae09\ub9dd \ubd95\uad34\ub97c \uc57c\uae30\ud558\uace0, \uc6d0\uc790\uc7ac \uac00\uaca9 \uc0c1\uc2b9\uacfc \uc81c\ud488 \uc0dd\uc0b0 \ucc28\uc9c8\uc744 \ucd08\ub798\ud569\ub2c8\ub2e4. \ud22c\uc790\uc790\ub294 \uacf5\uae09\ub9dd \ubcc0\ud654\uc5d0 \ub530\ub978 \uc704\ud5d8\uc744 \uace0\ub824\ud558\uc5ec \ub2e4\uc591\ud55c \uc790\uc0b0<\/b>\uc5d0 \ud22c\uc790\ud558\uace0, \ub9ac\uc2a4\ud06c \ubd84\uc0b0<\/b> \uc804\ub7b5\uc744 \uad6c\ucd95\ud574\uc57c \ud569\ub2c8\ub2e4. \uacf5\uae09\ub9dd \uc548\uc815\uc131\uc5d0 \ub300\ud55c \ubd84\uc11d\uc744 \ud1b5\ud574 \ud22c\uc790 \ub300\uc0c1\uc744 \uc120\uc815\ud558\uace0, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ubd88\ud655\uc2e4\uc131 \uc18d\uc5d0\uc11c\ub3c4 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud558\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

            \n
          • \uacf5\uae09\ub9dd \ubd88\uc548\uc815<\/li>\n
          • \ub9ac\uc2a4\ud06c \ubd84\uc0b0<\/li>\n
          • \uc790\uc0b0 \ub2e4\ubcc0\ud654<\/li>\n<\/ul>\n<\/h3>\n\n

            \n

            “\uc2dc\uc7a5\uc758 \ubcc0\ub355\uc2a4\ub7ec\uc6c0\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4.” – \ucc30\uc2a4 \ud0c0\uc6b4\uc13c\ub4dc<\/p><\/blockquote>\n\n

            \uae00\ub85c\ubc8c \uacbd\uc81c \uc804\ub9dd\uacfc \ud22c\uc790 \ubc29\ud5a5<\/b>
            \n \uae00\ub85c\ubc8c \uacbd\uc81c\uc758 \ubd88\ud655\uc2e4\uc131 \uc18d\uc5d0\uc11c \ud22c\uc790\uc790\ub4e4\uc740 \uc2e0\uc911\ud55c \uc811\uadfc<\/b>\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488<\/b>\uc744 \ud1b5\ud574 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\uace0, \uc704\ud5d8 \uad00\ub9ac\uc5d0 \ub300\ud55c \uacc4\ud68d\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4. \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\ub294 \uae00\ub85c\ubc8c \uacbd\uc81c \ud658\uacbd\uc744 \uc8fc\uc2dc\ud558\uace0, \uc2dc\uc7a5 \ud2b8\ub80c\ub4dc\ub97c \ubd84\uc11d\ud558\uba70, \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub9de\ub294 \uc804\ub7b5\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ucc38\uace0\ud558\ub294 \uac83\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

              \n
            • \uc7a5\uae30 \ud22c\uc790<\/li>\n
            • \uc704\ud5d8 \uad00\ub9ac<\/li>\n
            • \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac<\/li>\n<\/ul>\n<\/h3>\n<\/div>\n

              \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uac00 \ud22c\uc790\uc5d0 \uc8fc\ub294 \uc601\ud5a5 \ubd84\uc11d<\/p>\n

              \n

              \uc138\uacc4 \uacbd\uc81c \uc704\ud5d8\uacfc \ud22c\uc790 \uae30\ud68c \ubd84\uc11d<\/h2>\n

              1, \uace0\uae08\ub9ac \uc2dc\ub300\uc758 \ud22c\uc790 \uc804\ub7b5<\/h3>\n
                \n
              1. \uace0\uae08\ub9ac \ud658\uacbd\uc740 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc790\uae08 \uc870\ub2ec \ube44\uc6a9 \uc99d\uac00<\/b>\uc640 \ud22c\uc790 \uc218\uc775\ub960 \uc800\ud558<\/b>\ub77c\ub294 \uc774\uc911\uace0\ub97c \uc548\uaca8\uc90d\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc758 \ud22c\uc790 \ud65c\ub3d9 \uc704\ucd95\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc73c\uba70, \uc8fc\uc2dd\uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131 \ud655\ub300\ub97c \uc57c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
              2. \ud558\uc9c0\ub9cc \uace0\uae08\ub9ac\ub294 \ub3d9\uc2dc\uc5d0 \uc548\uc804\uc790\uc0b0 \uc120\ud638 \ud604\uc0c1<\/b>\uc744 \ubd88\ub7ec\uc77c\uc73c\ucf1c, \uad6d\ucc44\uc640 \uac19\uc740 \uc548\uc804\uc790\uc0b0\uc758 \uc218\uc775\ub960\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc740 \ubc30\ub2f9 \uc218\uc775\ub960\uc744 \uc81c\uacf5\ud558\ub294 \uc8fc\uc2dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc5d0 \ub300\ud55c \ud22c\uc790 \ub9e4\ub825\uc774 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
              3. \ub530\ub77c\uc11c \uace0\uae08\ub9ac \uc2dc\ub300\uc758 \ud22c\uc790\ub294 \uc704\ud5d8 \uad00\ub9ac<\/b>\uc5d0 \uc911\uc810\uc744 \ub450\uace0, \ubd84\uc0b0 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                \n

                \uace0\uae08\ub9ac\uc758 \uc7a5\uc810\uacfc \ub2e8\uc810<\/h4>\n

                \uace0\uae08\ub9ac\uc758 \uc7a5\uc810\uc740 \uc548\uc804\uc790\uc0b0 \ud22c\uc790\uc758 \ub9e4\ub825\uc744 \ub192\uc778\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uad6d\ucc44 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc73c\uba70, \uc608\uae08 \uae08\ub9ac\ub3c4 \uc0c1\uc2b9\ud558\uc5ec \ud604\uae08 \ubcf4\uc720\uc758 \ub9e4\ub825<\/b>\ub3c4 \uc99d\uac00\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uace0\uae08\ub9ac\ub294 \uae30\uc5c5\uc758 \ud22c\uc790\ub97c \uc704\ucd95\uc2dc\ud0a4\uace0 \uacbd\uae30 \uce68\uccb4\ub97c \uc57c\uae30\ud560 \uc218 \uc788\ub294 \ub2e8\uc810\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p>\n

                \ud22c\uc790\uc790\ub294 \uace0\uae08\ub9ac \ud658\uacbd\uc5d0\uc11c \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \uc720\uc758<\/b>\ud574\uc57c \ud569\ub2c8\ub2e4. \ud22c\uc790 \uae30\uac04\uc744 \uace0\ub824\ud558\uc5ec \uc548\uc815\uc801\uc778 \ud22c\uc790 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\uac70\ub098, \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uc904\uc774\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775 \ucd94\uad6c\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc5d0\uc11c \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                \n

                \uace0\uae08\ub9ac \uc2dc\ub300 \ud22c\uc790 \uc804\ub7b5 \uc218\ub9bd<\/h4>\n

                \uace0\uae08\ub9ac \uc2dc\ub300\uc758 \ud22c\uc790 \uc804\ub7b5\uc740 \uac1c\uc778\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uacfc \ud22c\uc790 \uae30\uac04<\/b>\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc838\uc57c \ud569\ub2c8\ub2e4. \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc774 \ub0ae\uc740 \ud22c\uc790\uc790\ub294 \uad6d\ucc44, \uc608\uae08 \ub4f1 \uc548\uc804\uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc801\uc808\ud558\uba70, \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc774 \ub192\uc740 \ud22c\uc790\uc790\ub294 \uc8fc\uc2dd\uc774\ub098 \ubd80\ub3d9\uc0b0 \ub4f1\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud56d\uc0c1 \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c<\/b>\ub97c \uba85\ud655\ud788 \ud558\uace0 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                \ud22c\uc790 \uc804\ub7b5 \uc218\ub9bd \uc2dc\uc5d0\ub294 \uc804\ubb38\uac00\uc758 \uc870\uc5b8<\/b>\uc744 \ucc38\uace0\ud558\ub294 \uac83\ub3c4 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ud22c\uc790 \ubaa9\ud45c\ub97c \uc804\ubb38\uac00\uc640 \uc0c1\uc758\ud558\uc5ec \uc801\uc808\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80<\/b>\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ub9de\ucdb0 \ud22c\uc790 \uc804\ub7b5\uc744 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                2, \uc778\ud50c\ub808\uc774\uc158\uacfc \ud22c\uc790\uc758 \uc0c1\uad00\uad00\uacc4<\/h3>\n
                  \n
                1. \uc778\ud50c\ub808\uc774\uc158<\/b>\uc740 \ubb3c\uac00 \uc0c1\uc2b9\uc744 \uc758\ubbf8\ud558\uba70, \ud22c\uc790 \uc790\uc0b0\uc758 \uc2e4\uc9c8 \uac00\uce58\ub97c \ub5a8\uc5b4\ub728\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uc778\ud50c\ub808\uc774\uc158 \uc2dc\ub300\uc5d0\ub294 \ud22c\uc790 \uc218\uc775\ub960<\/b>\uc774 \uc778\ud50c\ub808\uc774\uc158\uc728\uc744 \uc0c1\ud68c\ud574\uc57c \uc2e4\uc9c8\uc801\uc778 \uc774\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                2. \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0(Inflation Hedge) \uc804\ub7b5\uc73c\ub85c\ub294 \uc6d0\uc790\uc7ac<\/b>, \ubd80\ub3d9\uc0b0<\/b>, \uc778\ud50c\ub808\uc774\uc158 \uc5f0\ub3d9 \ucc44\uad8c<\/b> \ub4f1\uc774 \uace0\ub824\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc790\uc0b0\ub4e4\uc740 \uc778\ud50c\ub808\uc774\uc158 \uc0c1\ud669\uc5d0\uc11c \uac00\uaca9 \uc0c1\uc2b9\uc758 \ud61c\ud0dd\uc744 \ubcfc \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n
                3. \ud558\uc9c0\ub9cc \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc790\uc0b0\uc5d0 \ub300\ud55c \ud22c\uc790\ub294 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc704\ud5d8\uc131<\/b>\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\ud50c\ub808\uc774\uc158\uc774 \uc608\uc0c1\ubcf4\ub2e4 \ub0ae\uac70\ub098, \uc790\uc0b0 \uac00\uaca9\uc774 \uae09\uaca9\ud558\uac8c \ud558\ub77d\ud560 \uac00\ub2a5\uc131\ub3c4 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. <\/li>\n<\/ol>\n
                  \n

                  \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc804\ub7b5\uc758 \uc7a5\ub2e8\uc810<\/h4>\n

                  \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc804\ub7b5\uc740 \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc778\ud55c \uc190\uc2e4\uc744 \ucd5c\uc18c\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc73c\ub098, \ud22c\uc790 \uc704\ud5d8<\/b>\uc744 \ub3d9\ubc18\ud569\ub2c8\ub2e4. \uc6d0\uc790\uc7ac \uac00\uaca9\uc740 \ubcc0\ub3d9\uc131\uc774 \ud06c\uba70, \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 \uacbd\uae30 \ubcc0\ub3d9\uc5d0 \ubbfc\uac10\ud558\uac8c \ubc18\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c, \ubd84\uc0b0 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uc644\ud654\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

                  \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc790\uc0b0\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc7a5\uae30 \ud22c\uc790<\/b>\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uac00\uaca9 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790\ud574\uc57c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \ubd84\uc11d<\/b>\uc744 \ud1b5\ud574 \ud22c\uc790 \uc2dc\uc810\uacfc \ub9e4\uc218, \ub9e4\ub3c4 \uc2dc\uc810\uc744 \uc2e0\uc911\ud558\uac8c \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                  \n

                  \uc778\ud50c\ub808\uc774\uc158 \uc2dc\ub300\uc758 \uc8fc\uc758 \uc0ac\ud56d<\/h4>\n

                  \uc778\ud50c\ub808\uc774\uc158 \uc2dc\ub300\uc5d0\ub294 \ud604\uae08 \ubcf4\uc720\uc758 \uac00\uce58<\/b>\uac00 \uac10\uc18c\ud558\uae30 \ub54c\ubb38\uc5d0, \ud604\uae08\uc73c\ub85c \uc790\uc0b0\uc744 \uc7a5\uae30\uac04 \ubcf4\uc720\ud558\ub294 \uac83\uc740 \ubc14\ub78c\uc9c1\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc801\uc808\ud55c \ud22c\uc790\ub97c \ud1b5\ud574 \uc790\uc0b0\uc758 \uc2e4\uc9c8 \uac00\uce58\ub97c \uc720\uc9c0\ud558\uac70\ub098 \uc99d\uac00\uc2dc\ud0a4\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \ub2e4\ubcc0\ud654<\/b>\ub97c \ud1b5\ud574 \uc778\ud50c\ub808\uc774\uc158 \uc704\ud5d8\uc744 \ubd84\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                  \uc778\ud50c\ub808\uc774\uc158 \uc0c1\ud669\uc740 \uc608\uce21\ud558\uae30 \uc5b4\ub835\uae30 \ub54c\ubb38\uc5d0, \uc9c0\uc18d\uc801\uc778 \uc2dc\uc7a5 \ubaa8\ub2c8\ud130\ub9c1<\/b>\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uacbd\uc81c \uc9c0\ud45c\uc640 \uc2dc\uc7a5 \uc0c1\ud669\uc744 \uc8fc\uc758 \uae4a\uac8c \uad00\ucc30\ud558\uc5ec \ud22c\uc790 \uc804\ub7b5\uc744 \uc870\uc815\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0<\/b>\uc744 \ubc1b\uc544 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\uace0 \uad00\ub9ac\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n

                  3, \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uacfc \ud22c\uc790 \uc804\ub7b5<\/h3>\n
                    \n
                  1. \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc740 \uad6d\uc81c \uc815\uc138 \ubd88\uc548<\/b>\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud558\ub294 \uc704\ud5d8\uc73c\ub85c, \ud22c\uc790 \uc2dc\uc7a5\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc804\uc7c1, \ud14c\ub7ec, \uc815\uce58\uc801 \ubd88\uc548 \ub4f1\uc740 \uc2dc\uc7a5\uc758 \ubd88\ud655\uc2e4\uc131\uc744 \ub192\uc774\uace0 \ud22c\uc790\uc790\ub4e4\uc758 \uc2ec\ub9ac\ub97c \uc704\ucd95\uc2dc\ud0b5\ub2c8\ub2e4.<\/li>\n
                  2. \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc744 \uace0\ub824\ud55c \ud22c\uc790 \uc804\ub7b5\uc740 \uc548\uc804\uc790\uc0b0 \uc120\ud638 \ud604\uc0c1<\/b>\uc744 \ubc18\uc601\ud558\uc5ec \uad6d\ucc44, \uae08 \ub4f1 \uc548\uc804\uc790\uc0b0 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc785\ub2c8\ub2e4. \ub610\ud55c, \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc5d0 \ub35c \ubbfc\uac10\ud55c \uc0b0\uc5c5\uc774\ub098 \uc9c0\uc5ed\uc5d0 \ud22c\uc790\ub97c \uc9d1\uc911\ud558\ub294 \uc804\ub7b5\ub3c4 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
                  3. \ud558\uc9c0\ub9cc \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc740 \uc608\uce21\ud558\uae30 \uc5b4\ub835\uae30 \ub54c\ubb38\uc5d0, \ub2e4\uc591\ud55c \uc2dc\ub098\ub9ac\uc624<\/b>\ub97c \uace0\ub824\ud558\uc5ec \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc640 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc720\uc5f0\uc131<\/b>\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                    \n

                    \uc9c0\uc815\ud559\uc801 \uc704\ud5d8 \uad00\ub9ac<\/h4>\n

                    \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc740 \uc608\uce21\uc774 \uc5b4\ub835\uae30 \ub54c\ubb38\uc5d0 \uc704\ud5d8 \uad00\ub9ac<\/b>\uac00 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uc2dc\ub098\ub9ac\uc624\ub97c \uc608\uce21\ud558\uace0 \uac01 \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub530\ub978 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ubd84\uc0b0 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc704\ud5d8\uc744 \ubd84\uc0b0\uc2dc\ud0a4\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \uacfc\ub3c4\ud55c \uc704\ud5d8\uc744 \uac10\uc218\ud558\ub294 \uac83\uc744 \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                    \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc774 \uace0\uc870\ub420 \ub54c\ub294 \uc548\uc804\uc790\uc0b0<\/b>\uc5d0 \ub300\ud55c \ud22c\uc790 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4. \uad6d\ucc44, \uae08, \ub2ec\ub7ec \ub4f1 \uc548\uc804\uc790\uc0b0\uc740 \ubd88\ud655\uc2e4\uc131\uc774 \ub192\uc740 \uc2dc\uae30\uc5d0 \uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \ud22c\uc790\ucc98\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubcf4 \uc218\uc9d1<\/b>\uc744 \ud1b5\ud574 \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \ud22c\uc790 \uc804\ub7b5\uc744 \uc801\uc808\ud788 \uc870\uc815\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/<\/p>\n<\/div>\n<\/div>\n

                    \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uac00 \ud22c\uc790\uc5d0 \uc8fc\ub294 \uc601\ud5a5 \ubd84\uc11d<\/p>\n

                    \n

                    \uae00\ub85c\ubc8c \uacbd\uc81c, \ud22c\uc790 \uc218\uc775\ub960\uc758 \ud5a5\ubc29\uc740?<\/h2>\n
                    \n

                    \uae00\ub85c\ubc8c \uacbd\uc81c \ud750\ub984, \ud22c\uc790 \uc804\ub7b5 \ubc14\uafbc\ub2e4<\/h3>\n

                    \uae09\ubcc0\ud558\ub294 \uae00\ub85c\ubc8c \uacbd\uc81c \ud658\uacbd\uc740 \ud22c\uc790 \uc804\ub7b5\uc758 \uadfc\ubcf8\uc801\uc778 \ubcc0\ud654\ub97c \uc694\uad6c\ud569\ub2c8\ub2e4. \ubbf8\uc911 \ubb34\uc5ed \ubd84\uc7c1<\/b>\uc774\ub098 \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c<\/b>\uc640 \uac19\uc740 \ubd88\ud655\uc2e4\uc131\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654 \ubc0f \uc704\ud5d8 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc744 \ub354\uc6b1 \ubd80\uac01\uc2dc\ud0b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \ub2e8\uc21c\ud788 \ub192\uc740 \uc218\uc775\ub960\ub9cc\uc744 \ucd94\uad6c\ud558\uae30\ubcf4\ub2e4\ub294 \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc640 \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc744 \uac00\uc9c0\uace0 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. ESG \ud22c\uc790<\/b>\uc640 \uac19\uc740 \uc0c8\ub85c\uc6b4 \ud22c\uc790 \ud2b8\ub80c\ub4dc \ub610\ud55c \uc801\uadf9\uc801\uc73c\ub85c \uace0\ub824\ud574\uc57c \ud560 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n

                    “\uc608\uce21 \ubd88\uac00\ub2a5\ud55c \uae00\ub85c\ubc8c \uacbd\uc81c \uc0c1\ud669 \uc18d\uc5d0\uc11c \uc720\uc5f0\ud558\uace0 \uc801\uc751\ub825 \uc788\ub294 \ud22c\uc790 \uc804\ub7b5\uc774 \uc131\uacf5\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

                    \n

                    \ud22c\uc790 \uacb0\uc815\uc5d0 \uc601\ud5a5 \uc8fc\ub294 \uc138\uacc4 \uacbd\uc81c \ubcc0\ud654<\/h3>\n

                    \uc138\uacc4 \uacbd\uc81c\uc758 \ubcc0\ud654\ub294 \ud22c\uc790 \uacb0\uc815\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uae08\ub9ac \uc778\uc0c1<\/b>\uc774\ub098 \uc778\ud50c\ub808\uc774\uc158<\/b>\uacfc \uac19\uc740 \uac70\uc2dc\uacbd\uc81c \uc9c0\ud45c \ubcc0\ud654\ub294 \uc790\uc0b0 \uac00\uaca9\uc5d0 \uc601\ud5a5\uc744 \uc8fc\uba70, \uc6d0\uc790\uc7ac \uac00\uaca9 \ubcc0\ub3d9<\/b> \ub610\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ud070 \uc704\ud5d8 \uc694\uc18c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uad6d\uc81c \uc815\uce58 \uc0c1\ud669\uacfc \uac01\uad6d\uc758 \uacbd\uc81c \uc815\ucc45<\/b> \ubcc0\ud654 \ub610\ud55c \uc8fc\uc694 \uace0\ub824 \uc0ac\ud56d\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub4e4\uc744 \uc608\uce21\ud558\uace0 \ubd84\uc11d\ud558\ub294 \ub2a5\ub825\uc774 \ud22c\uc790 \uc131\uacf5\uc758 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n

                    “\uc138\uacc4 \uacbd\uc81c\uc758 \ubd88\ud655\uc2e4\uc131\uc744 \uc774\ud574\ud558\uace0, \uc774\uc5d0 \ub300\ud55c \uc801\uc808\ud55c \ub300\uc751 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud22c\uc790\uc758 \uc131\uacf5\uc744 \uc704\ud55c \ud544\uc218 \uc870\uac74\uc785\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

                    \n

                    \uae00\ub85c\ubc8c \ud2b8\ub80c\ub4dc, \ub098\uc758 \ud22c\uc790\ub294 \uc548\uc804\ud55c\uac00?<\/h3>\n

                    \uae30\uc220 \ubc1c\uc804<\/b>, \uc778\uad6c \ubcc0\ud654<\/b>, \uae30\ud6c4 \ubcc0\ud654<\/b>\uc640 \uac19\uc740 \uac70\ub300\ud55c \uae00\ub85c\ubc8c \ud2b8\ub80c\ub4dc\ub294 \ud22c\uc790\uc758 \uc548\uc804\uc131\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc804\ud658<\/b>\uacfc \uac19\uc740 \uae0d\uc815\uc801\uc778 \ud2b8\ub80c\ub4dc\ub294 \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uc9c0\ub9cc, \uae30\ud6c4\ubcc0\ud654\ub85c \uc778\ud55c \uc7ac\ud574<\/b>\uc640 \uac19\uc740 \uc704\ud611 \ub610\ud55c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uac00 \uc774\ub7ec\ud55c \uae00\ub85c\ubc8c \ud2b8\ub80c\ub4dc\uc5d0 \uc5b4\ub5bb\uac8c \uc601\ud5a5\uc744 \ubc1b\uc744\uc9c0 \uba74\ubc00\ud788 \ubd84\uc11d\ud558\uace0, \uc704\ud5d8 \uad00\ub9ac \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790\ub97c \uace0\ub824\ud558\ub294 \uac83\uc774 \uc548\uc804\uc131\uc744 \ub192\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

                    \ud2b9\ud788, ESG \ud22c\uc790<\/b>\ub294 \ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870\ub97c \uace0\ub824\ud558\uc5ec \uae30\uc5c5\uc758 \uc7a5\uae30\uc801\uc778 \uc9c0\uc18d\uac00\ub2a5\uc131\uc744 \ud3c9\uac00\ud558\ub294 \ud22c\uc790 \ubc29\uc2dd\uc73c\ub85c, \uae00\ub85c\ubc8c \ud2b8\ub80c\ub4dc\uc5d0 \ub300\ud55c \uc801\uc751\ub825\uc744 \ub192\uc5ec \ud22c\uc790 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                    “\uae00\ub85c\ubc8c \ud2b8\ub80c\ub4dc\ub97c \uc608\uce21\ud558\uace0, \uc774\uc5d0 \ub300\ud55c \uc801\uc808\ud55c \ub300\ube44\ub97c \ud558\ub294 \uac83\uc774 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc804\uc131\uc744 \ud655\ubcf4\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

                    \n

                    \uc138\uacc4 \uacbd\uc81c \uc704\ud5d8\uacfc \ud22c\uc790 \uae30\ud68c \ubd84\uc11d<\/h3>\n

                    \uc138\uacc4 \uacbd\uc81c\uc5d0\ub294 \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c<\/b>, \uae08\uc735 \uc704\uae30<\/b>, \ud32c\ub370\ubbf9<\/b>\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \uc704\ud5d8 \uc694\uc18c\ub4e4\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub3d9\uc2dc\uc5d0 \uc774\ub7ec\ud55c \uc704\ud5d8 \uc18d\uc5d0\ub294 \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uae30\ud68c\uac00 \uc874\uc7ac\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uacbd\uae30 \uce68\uccb4<\/b>\ub294 \uc800\ub834\ud55c \uac00\uaca9\uc5d0 \uc6b0\ub7c9 \uc790\uc0b0\uc744 \ub9e4\uc218\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc704\ud5d8\uc744 \uc815\ud655\ud558\uac8c \ubd84\uc11d\ud558\uace0, \uc704\ud5d8 \uad00\ub9ac \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud22c\uc790 \uc131\uacf5\uc758 \uc911\uc694\ud55c \uc5f4\uc1e0\uc785\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc640 \uae30\ud68c \ud3ec\ucc29<\/b>\uc740 \uc0c1\ud638 \ubcf4\uc644\uc801\uc778 \uad00\uacc4\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                    \uc704\ud5d8 \uc694\uc18c\ub4e4\uc744 \uccb4\uacc4\uc801\uc73c\ub85c \ubd84\uc11d\ud558\uc5ec \ubd84\uc0b0 \ud22c\uc790 \uc804\ub7b5\uc744 \uad6c\ucd95\ud558\uace0, \ub300\uccb4 \ud22c\uc790<\/b> \uc640 \uac19\uc740 \uc704\ud5d8 \ubd84\uc0b0 \uc218\ub2e8\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ub300\ud55c \ub300\ube44\ub3c4 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. <\/p>\n

                    “\uc704\ud5d8\uc740 \ud53c\ud560 \uc218 \uc5c6\uc9c0\ub9cc, \uad00\ub9ac\ud560 \uc218\ub294 \uc788\uc2b5\ub2c8\ub2e4. \uc704\ud5d8\uc744 \uc815\ud655\ud558\uac8c \ubd84\uc11d\ud558\uace0 \uad00\ub9ac\ud558\ub294 \uc804\ub7b5\uc774 \ud22c\uc790 \uc131\uacf5\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

                    \n

                    \uae00\ub85c\ubc8c \uacbd\uc81c, \ud22c\uc790 \uc218\uc775\ub960\uc758 \ud5a5\ubc29\uc740?<\/h3>\n

                    \uae00\ub85c\ubc8c \uacbd\uc81c\uc758 \ubd88\ud655\uc2e4\uc131\uc740 \ud22c\uc790 \uc218\uc775\ub960\uc758 \ud5a5\ubc29\uc744 \uc608\uce21\ud558\uae30 \uc5b4\ub835\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ubcf4\uba74, \uacbd\uc81c \uc131\uc7a5<\/b>\uacfc \uae30\uc220 \ubc1c\uc804<\/b>\uc740 \ud22c\uc790 \uc218\uc775\ub960 \uc99d\ub300\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uc778\ud50c\ub808\uc774\uc158<\/b>\uacfc \uae08\ub9ac \ubcc0\ub3d9<\/b>\uc740 \uc218\uc775\ub960\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc774\ub7ec\ud55c \uc694\uc18c\ub4e4\uc744 \uace0\ub824\ud558\uc5ec \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654<\/b>\uc640 \uc704\ud5d8 \uad00\ub9ac<\/b>\ub294 \ubd88\ud655\uc2e4\ud55c \uc2dc\uc7a5 \uc0c1\ud669\uc5d0\uc11c \uc548\uc815\uc801\uc778 \uc218\uc775\ub960\uc744 \ud655\ubcf4\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n

                    \uc7a5\uae30 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc758 \uc601\ud5a5\uc744 \ucd5c\uc18c\ud654\ud558\uace0, \uac00\uce58 \ud22c\uc790<\/b> \uc804\ub7b5\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uae30\uacc4\ubc1c\uacfc \uc2dc\uc7a5 \ubd84\uc11d\uc744 \ud1b5\ud55c \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5 \ub610\ud55c \ud22c\uc790 \uc218\uc775\ub960 \ud5a5\uc0c1\uc5d0 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. <\/p>\n

                    “\uc7a5\uae30\uc801\uc778 \uad00\uc810\uacfc \uade0\ud615 \uc7a1\ud78c \ud22c\uc790 \uc804\ub7b5\uc774 \uae00\ub85c\ubc8c \uacbd\uc81c \uc0c1\ud669\uc758 \ubcc0\ud654 \uc18d\uc5d0\uc11c\ub3c4 \uc548\uc815\uc801\uc778 \uc218\uc775\ub960\uc744 \ud655\ubcf4\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n<\/div>\n

                    \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uac00 \ud22c\uc790\uc5d0 \uc8fc\ub294 \uc601\ud5a5 \ubd84\uc11d<\/p>\n

                    \n

                    \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc\uac00 \ud22c\uc790\uc5d0 \uc8fc\ub294 \uc601\ud5a5 \ubd84\uc11d \uc5d0 \ub300\ud574 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 TOP 5<\/h2>\n
                    \n

                    \uc9c8\ubb38. \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc \ubd84\uc11d\uc740 \uc5b4\ub5bb\uac8c \ud22c\uc790 \uc804\ub7b5\uc5d0 \ubc18\uc601\ud574\uc57c \ud560\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc \ubd84\uc11d\uc740 \ud22c\uc790 \uc804\ub7b5 \uc218\ub9bd\uc5d0 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uba3c\uc800, \uacbd\uc81c \uc131\uc7a5\ub960<\/b>, \uae08\ub9ac \ubcc0\ub3d9<\/b>, \ud658\uc728 \ubcc0\ud654<\/b>, \uc6d0\uc790\uc7ac \uac00\uaca9<\/b> \ub4f1 \uc8fc\uc694 \uc9c0\ud45c\ub4e4\uc744 \ubd84\uc11d\ud558\uc5ec \uc2dc\uc7a5\uc758 \uc804\ubc18\uc801\uc778 \ud750\ub984\uc744 \ud30c\uc545\ud574\uc57c \ud569\ub2c8\ub2e4.
                    \ub2e4\uc74c\uc73c\ub85c, \ud2b9\uc815 \uc0b0\uc5c5\uc774\ub098 \uad6d\uac00\uc5d0 \ub300\ud55c \ubd84\uc11d\uc744 \ud1b5\ud574 \uc720\ub9dd \ubd84\uc57c\uc640 \uc704\ud5d8 \uc694\uc18c\ub97c \uc2dd\ubcc4\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uce5c\ud658\uacbd \uc5d0\ub108\uc9c0<\/b> \uc0b0\uc5c5\uc758 \uc131\uc7a5\uc138\uac00 \ub450\ub4dc\ub7ec\uc9c4\ub2e4\uba74 \uad00\ub828 \ud22c\uc790\ub97c \ub298\ub9ac\ub294 \uc804\ub7b5\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc704\ud5d8 \uad00\ub9ac\ub97c \uc704\ud55c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud55c \uad6d\uac00\ub098 \uc0b0\uc5c5\uc5d0 \uacfc\ub3c4\ud558\uac8c \uc9d1\uc911\ud558\ub294 \uac83\uc740 \ub9ac\uc2a4\ud06c\ub97c \uc99d\uac00\uc2dc\ud0ac \uc218 \uc788\uc73c\ubbc0\ub85c, \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \ud604\uc7ac\uc758 \uae00\ub85c\ubc8c \uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uc774 \ud22c\uc790\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \ub192\uc740 \ubd88\ud655\uc2e4\uc131<\/b>\uc740 \ud22c\uc790 \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \uc99d\uac00\uc2dc\ud0a4\ub294 \uc8fc\uc694 \uc694\uc778\uc785\ub2c8\ub2e4. \uc608\uce21 \ubd88\uac00\ub2a5\ud55c \uc0ac\uac74\ub4e4, \uc608\ub97c \ub4e4\uc5b4 \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc774\ub098 \uc608\uc0c1\uce58 \ubabb\ud55c \uae08\ub9ac \uc778\uc0c1\uc740 \ud22c\uc790\uc790\ub4e4\uc758 \uc2ec\ub9ac\ub97c \ubd88\uc548\ud558\uac8c \ub9cc\ub4e4\uace0, \uc790\uc0b0 \uac00\uaca9\uc758 \uae09\uaca9\ud55c \ubcc0\ub3d9\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \uc774\ub7ec\ud55c \ubd88\ud655\uc2e4\uc131 \uc18d\uc5d0\uc11c \ud22c\uc790\ub294 \ub354\uc6b1 \uc2e0\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\ub97c \uc6b0\uc120\uc21c\uc704\uc5d0 \ub450\uace0, \uc548\uc804\uc790\uc0b0 \ud22c\uc790 \ube44\uc911\uc744 \ub192\uc774\uac70\ub098, \ud22c\uc790 \uae30\uac04\uc744 \uc7a5\uae30\uc801\uc73c\ub85c \uc124\uc815\ud558\ub294 \uc804\ub7b5\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \ub610\ud55c, \uc815\ubcf4 \uc218\uc9d1<\/b> \ubc0f \ubd84\uc11d<\/b>\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \uc0c1\ud669\uc744 \uba74\ubc00\ud788 \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0, \ud544\uc694\uc5d0 \ub530\ub77c \ud22c\uc790 \uc804\ub7b5\uc744 \uc720\uc5f0\ud558\uac8c \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \uc778\ud50c\ub808\uc774\uc158\uc774 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc8fc\ub098\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \ub192\uc740 \uc778\ud50c\ub808\uc774\uc158<\/b>\uc740 \ud22c\uc790 \uc218\uc775\ub960\uc744 \ub0ae\ucd94\uace0 \uc2e4\uc9c8 \uac00\uce58\ub97c \uac10\uc18c\uc2dc\ud0a4\ub294 \uc8fc\uc694 \uc704\ud5d8\uc785\ub2c8\ub2e4. \uc778\ud50c\ub808\uc774\uc158\uc774 \uc0c1\uc2b9\ud558\uba74, \ud654\ud3d0\uc758 \uad6c\ub9e4\ub825\uc774 \ub5a8\uc5b4\uc9c0\ubbc0\ub85c, \ud22c\uc790 \uc790\uc0b0\uc758 \uc2e4\uc9c8 \uc218\uc775\ub960\uc740 \uba85\ubaa9 \uc218\uc775\ub960\ubcf4\ub2e4 \ub0ae\uc544\uc9c0\uac8c \ub429\ub2c8\ub2e4.
                    \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc804\ub7b5\uc73c\ub85c\ub294 \ubd80\ub3d9\uc0b0<\/b>, \uc6d0\uc790\uc7ac<\/b>, \uc778\ud50c\ub808\uc774\uc158 \uc5f0\ub3d9 \ucc44\uad8c<\/b> \ub4f1\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc778\ud50c\ub808\uc774\uc158\uc5d0 \uac15\ud55c \uae30\uc5c5(\uac00\uaca9 \uc778\uc0c1\ub825\uc774 \ub192\uc740 \uae30\uc5c5)\uc5d0 \ub300\ud55c \ud22c\uc790\ub3c4 \ud6a8\uacfc\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \ubc18\uba74, \uace0\uc815\uae08\ub9ac \ucc44\uad8c<\/b>\uc740 \uc778\ud50c\ub808\uc774\uc158 \ud658\uacbd\uc5d0\uc11c \uc218\uc775\ub960\uc774 \ub0ae\uc544\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc778\ud50c\ub808\uc774\uc158 \uc0c1\ud669\uc744 \uace0\ub824\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc744 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \ubbf8\uc911 \ubb34\uc5ed \ubd84\uc7c1\uacfc \uac19\uc740 \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc740 \ud22c\uc790\uc5d0 \uc5b4\ub5bb\uac8c \uc601\ud5a5\uc744 \ubbf8\uce58\ub098\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \uc9c0\uc815\ud559\uc801 \uc704\ud5d8<\/b>\uc740 \uc608\uce21 \ubd88\uac00\ub2a5\uc131 \ub54c\ubb38\uc5d0 \ud22c\uc790 \uc2dc\uc7a5\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ubbf8\uc911 \ubb34\uc5ed \ubd84\uc7c1\uacfc \uac19\uc740 \uc0ac\uac74\uc740 \uae00\ub85c\ubc8c \uacf5\uae09\ub9dd\uc744 \uad50\ub780\ud558\uace0, \uad6d\uc81c \ubb34\uc5ed\uc744 \uc704\ucd95\uc2dc\ucf1c \uacbd\uc81c \uc131\uc7a5\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \uc774\ub7ec\ud55c \uc704\ud5d8\uc744 \uace0\ub824\ud558\uc5ec \uae00\ub85c\ubc8c \ubd84\uc0b0 \ud22c\uc790<\/b> \uc804\ub7b5\uc744 \ud1b5\ud574 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc704\ud5d8\uc744 \uc644\ud654\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc9c0\uc815\ud559\uc801 \uc704\ud5d8\uc5d0 \ubbfc\uac10\ud55c \uc0b0\uc5c5 \ubc0f \uad6d\uac00\uc5d0 \ub300\ud55c \ud22c\uc790 \ube44\uc911\uc744 \uc904\uc774\uace0, \uc704\ud5d8 \ud68c\ud53c \uc790\uc0b0(\uc608: \uad6d\ucc44) \ud22c\uc790\ub97c \ub298\ub9ac\ub294 \uac83\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.
                    \uc9c0\uc815\ud559\uc801 \uc0c1\ud669\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1\uacfc \uc815\ubcf4 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc758 \ubcc0\ud654\uc5d0 \uc2e0\uc18d\ud558\uac8c \ub300\uc751\ud558\ub294 \uc720\uc5f0\uc131\uc744 \ud655\ubcf4\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \uc7a5\uae30 \ud22c\uc790\uc640 \ub2e8\uae30 \ud22c\uc790 \uc911 \uc5b4\ub5a4 \uc804\ub7b5\uc774 \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc \ubcc0\ud654\uc5d0 \ub354 \uc801\ud569\ud55c\uac00\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \uae00\ub85c\ubc8c \uacbd\uc81c \ud2b8\ub80c\ub4dc \ubcc0\ud654\uc5d0 \ub300\ud55c \ub300\uc751 \uc804\ub7b5\uc740 \ud22c\uc790 \uae30\uac04\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \ub2e8\uae30 \ud22c\uc790<\/b>\ub294 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ubbfc\uac10\ud558\uac8c \ubc18\uc751\ud574\uc57c \ud558\ubbc0\ub85c, \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc815\ubcf4 \uc218\uc9d1\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uac04\uc758 \uc218\uc775\uc744 \ubaa9\ud45c\ub85c \ud558\uc9c0\ub9cc, \ub9ac\uc2a4\ud06c \ub610\ud55c \ub192\uc2b5\ub2c8\ub2e4.
                    \ubc18\uba74, \uc7a5\uae30 \ud22c\uc790<\/b>\ub294 \uacbd\uc81c\uc758 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \ud750\ub984\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uae30 \ub54c\ubb38\uc5d0, \ub2e8\uae30\uc801\uc778 \ubcc0\ub3d9\uc5d0 \ud06c\uac8c \uc601\ud5a5\ubc1b\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uafb8\uc900\ud55c \uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc9c0\ub9cc, \uc2dc\uc7a5 \uc0c1\ud669 \uc545\ud654 \uc2dc \uc190\uc2e4\uc744 \ubcf5\uad6c\ud558\ub294 \ub370 \uc2dc\uac04\uc774 \uac78\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \ub530\ub77c\uc11c \uc5b4\ub5a4 \uc804\ub7b5\uc774 \ub354 \uc801\ud569\ud55c\uc9c0\ub294 \ud22c\uc790\uc790\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uacfc \ud22c\uc790 \ubaa9\ud45c\uc5d0 \ub530\ub77c \uacb0\uc815\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\ub97c \uba85\ud655\ud788 \ud558\uace0, \uadf8\uc5d0 \ub9de\ub294 \ud22c\uc790 \uae30\uac04\uacfc \uc804\ub7b5\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n